Bedjeti Baftijari A, Nakov L. AN OVERVIEW ON HOW CAN FINANCIAL TECHNOLOGY (FINTECH) TRANSFORM THE FUTURE OF BANK SERVICES AND PERFORMANCE: A CHALLENGE OR OPPORTUNITY?. kij [Internet]. 2021 Dec. 15 [cited 2024 Jul. 16];49(1):59-63. Available from: https://ikm.mk/ojs/index.php/kij/article/view/4620