RISK MANAGEMENT IN BANKING INDUSTRY IN THE REPUBLIC OF KOSOVO
Keywords:
Risk, Management, Banks, KosovoAbstract
Banks have been responsible for the smooth functioning of the economy for decades. However, the credit
crisis, global recession and Covid-19 pandemic have hit the banking sector hard lastly. Risk management (RM) in
the banking sector is a rare topic in academic research in the Republic of Kosovo. The purpose of this study is to
examine the implementation of RM in the banking sector and in particular their impact on bank performance. This
study focuses on commercial banks in the Republic of Kosovo. The primary data used is collected from surveys.
The survey questionnaire consists of ten questions. The survey contains open-ended questions about statements
made to avoid misunderstandings. Moreover, this study identifies that bank are known with RM implementation to
examine the different risks during the operations. As a conclusion, the research propose to all commercial banks in
Republic of Kosovo should implement RM seriously because it has been proved that RM implementation delivers
positively impact towards banks profitability and other risk threatening the banks
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